Best consolidating credit card debt

Personal loans via Lending Club range from

Personal loans via Lending Club range from $1,000 to $40,000 at APRs from 5.99% to 35.89%* APR.Best APR is available to borrowers with excellent credit.The best debt consolidation loans have a balance of low fees, competitive interest rates, and flexible terms.Here is a full list of the criteria I considered while making my picks: After considering all of these criteria, Lending Club, Avant, and Personal rose to the top of my list.

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Personal loans via Lending Club range from $1,000 to $40,000 at APRs from 5.99% to 35.89%* APR.

Best APR is available to borrowers with excellent credit.

,000 to ,000 at APRs from 5.99% to 35.89%* APR.Best APR is available to borrowers with excellent credit.The best debt consolidation loans have a balance of low fees, competitive interest rates, and flexible terms.Here is a full list of the criteria I considered while making my picks: After considering all of these criteria, Lending Club, Avant, and Personal rose to the top of my list.

Lending Club also requires a minimum credit score of 640 and has slightly stricter criteria for making a loan than other leading debt consolidation loan companies, including a stricter debt-to-income ratio and more reliance on credit history.

Instead of paying several different creditors, you’ll be paying a single bill for the new loan.

Your monthly payment will likely be lower with the new single loan than the combined payments of your previous debts.

Lending Club also charges a check-processing fee every time you pay with a check.

Pros Personal can help connect you with lenders in all 50 states. Several types of loans are on offer (though eligibility will vary by state): peer-to-peer loans, bank loans, and installment loans.

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