Consolidating public and private loans custom dating com

The first stage of review to verify how many of our loans qualify for consolidation.

Then decide if you want a payment plan based on your current income or prefer a longer repayment period to get the lowest fixed payment possible.

It helps to have your student loan login and PIN so you can provide up-to-date information on the status of all your federal loans.

Ideally, you would qualify for debt consolidation after graduation.

However, you also could qualify when you leave school or are enrolled less than half-time.

You can’t consolidate private loans in the federal Direct Consolidation Loan program, but some private lenders allow you to consolidate federal and private loans together.

The Direct Consolidation Loan program is the right choice if your goal is to simplify the process and keep your options open for the many repayment plans available for federal loans. Your rate is determined by the weighted average of the interest on the loans being consolidated rounded up to the nearest one-eighth of 1%.

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