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Using free webcam chat allows you the simulated proximity along with an enhanced interaction that would otherwise be unachievable if you confine yourself to just chatting.The great thing about this is that there is no additional cost for chatting with a webcam.Free webcam chat will let you have the closest thing to interactive chatting as you can get.Distance can be a real strain not just for people who will be apart for a long time but also for people who are just getting to know each other and really do not have a clue as to his or her chat mates physical attributes.A customer service representative may also compare the phone number you're using with the one in your application, a reason why some activation stickers specify that you should call from your home number.If you activate your card online -- an option offered by an increasing number of banks -- you'll need to log into your online banking account; that, in itself, can serve as another way to authenticate that you're the rightful owner of the credit card.

"I then asked them why I was able to make the prior charges, and they told me they were allowed to go through as a courtesy.

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Once they have you on the phone, bank customer service representatives often launch into an extended sales spiel offering such add-ons as theft protection and credit monitoring. "Of course, when we call to activate the new cards, there is always a sales pitch along the lines of, 'Since your card was compromised, you should sign up for all of the identity protection services we offer.' It happens so frequently that my husband and I are beginning to think they're just doing this so that you have to call them, then they try to sell you stuff." But to Ho, of Wells Fargo, the activation call is exactly what it purports to be: a way to make sure your new credit card got to the right place. Our credit cards are sent through the mail stream, and we've heard of people rummaging through mailboxes and taking cards out.

Activation is a security measure so that we know the customer actually got the card." Safe and sound To stymie an attempted card theft, your issuer may ask questions to which only you know the answers.

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